Personal Umbrella Insurance in Mont Belvieu, Texas
Personal insurance policies typically include liability coverage. But, if you want extra coverage beyond what your regular policies offer, personal umbrella insurance is an option. It may provide additional coverage when you’re facing claims that may exceed the limits of your other policies.
How Does Umbrella Insurance Work?
Your regular insurance, like auto or homeowners, may help cover costs if you’re found responsible for causing harm to someone else. For example, if you have caused a car accident, your auto policy may help cover the other driver’s expenses. If the damages are higher than your policy will pay, you could end up covering the rest yourself. That’s where umbrella insurance comes in. It may provide additional funds after your main policy hits its limit, helping cover what’s left over.
What Does an Umbrella Policy Cover?
Umbrella insurance may provide a financial backup when accidents or lawsuits get expensive. It’s a way to be prepared for big claims that could otherwise be overwhelming. You can use an umbrella policy to add extra coverage to several types of insurance, including the following:
- Auto insurance
- Homeowners insurance
- Renters insurance
- Boat insurance
- Motorcycle insurance
- RV insurance
When Should You Get Umbrella Insurance?
Now is a great time to obtain a policy. Umbrella policies are often affordable, flexible and easy to add to what you already have.
Secure a Policy Today
American Reliable Insurance Agency makes securing umbrella insurance simple. Our agents can help secure the ideal coverage for your needs. Contact us today to get started.